WARSAW, 2 June 2026 – Paymove, a fast-growing Polish fintech disrupting the occasional and offline payments market, has secured EUR 2,12 million in its latest funding round. The round was led by 4growth VC, with participation from Kogito Ventures and a prominent group of business angels. The newly raised capital will be deployed to develop a pioneering payment infrastructure for autonomous AI agents (Agentic AI Payments) and to drive international expansion across Western European markets.
Paymove successfully digitalizes the unattended commerce segment, streamlining payments for paper invoices, payment demands, parking, public transit, ticketing, and administrative fees. By replacing expensive parking meters, traditional POS terminals, and physical cash desks with a simple QR code, the company creates a seamless digital payment layer for the offline world — requiring no app downloads or user registration.
Payment Infrastructure for Agentic AI
The cornerstone of paymove’s future growth is its response to one of tech’s most significant megatrends: the rise of autonomous AI agents that require native tools to execute financial transactions in the physical world. Alongside expanding its core business lines—occasional payments, e-commerce, and mobile — fintech is building a next-generation architecture dedicated specifically to autonomous payments.
“Paymove’s ambition is to build a cohesive payment ecosystem for partners seeking technologically straightforward and cost-effective solutions. Our goal is to transform our services into a comprehensive Payment-as-a-Service platform built on three pillars: occasional payments, e-commerce & mobile, and agentic payments driven by AI models. While we already have market-ready products and an active client base in the first two segments, we will unveil our dedicated infrastructure for AI agent payments later this year,” announces Piotr Mazur, CEO of paymove.
The market opportunity for the Polish startup is immense. The European offline payments market is estimated at EUR 39.5 billion, with the unattended segment alone accounting for approximately EUR 9.5 billion.
“The offline payments market remains heavily under-digitalized, burdened by outdated and expensive physical infrastructure. The paymove team excels at precisely defining merchant needs, offering a frictionless entry point with zero implementation or hardware costs, while delivering an ultra-simple interface for the payer. While the e-commerce space is hyper-saturated, the offline market — further propelled by EU SEPA Instant regulations — presents a unique window of opportunity to capture market leadership. We see massive scalability here,” comments Jan Kastory, Managing Partner at 4growth VC.
International Expansion
Currently, paymove operates across more than 2,000 locations in Poland, reaching over 600,000 users and processing hundreds of thousands of transactions annually. The company’s next strategic milestone is international scaling, with advanced contract negotiations already underway in Spain, Portugal, and Italy.
“Since our initial discussions two years ago, paymove has made tremendous strides, proving that its model can rapidly capture untapped market share in Poland. This successful domestic validation paves the way for the next phase of growth: dynamic international expansion and deploying a proven solution into Western European markets,” emphasizes Marcin Jaszczuk, Managing Partner at 4growth VC.
About paymove
Founded in 2023 by Piotr Mazur, Kamil Kuper, and Tomasz Gęsior, paymove is a Polish fintech company delivering a modern payment layer for the offline unattended commerce sector. By replacing legacy terminals and checkouts with instant QR code technology, it eliminates the need for user registration or app installation.
The paymove team combines extensive experience in scaling tech businesses with deep domain expertise in mobility and urban systems. Currently operating as an authorized Small Payment Institution (SPI) under the supervision of the Polish Financial Supervision Authority (KNF), the company plans to apply for an Authorised Payment Institution (API) license. Early-stage backers include Kogito Ventures, S20, N50, and a group of strategic business angels.
